Terms of Service

These are the terms for using TabChaser (tabchaser.com). By creating an account or using the service, you agree to the following.

1. Acceptance of these terms

By accessing or using TabChaser, you confirm you can form a binding contract (you're at least 18, or the age of majority where you live) and that you agree to be bound by these Terms and our Privacy Policy. If you don't agree, don't use the service.

2. What the service is

TabChaser is described on our homepage; in short: Booked the house, paid the dinner bill, or fronted the group trip? Add everyone’s share, send one clear payment link each, and see who still owes you. TabChaser organizes payment requests and settlement status. It does not process, hold, guarantee, or collect funds, and payment reports should be confirmed against the organizer’s own payment account.

3. Accounts

You're responsible for keeping access to your account secure and for all activity that happens under it. Sign-in is passwordless (magic link to your email) — keep your email account secure, since it's the key to your TabChaser account. Tell us right away at [email protected] if you suspect unauthorized access.

4. Billing

Subscription plans renew automatically at the interval and price shown at checkout until you cancel. You can cancel anytime from your account; cancellation takes effect at the end of the current billing period, and you keep access until then. We don't offer prorated refunds for partial periods unless required by law.

All payments are processed by Stripe. Prices are shown in USD unless stated otherwise. If a charge fails or is disputed, we may suspend access until it's resolved. If you believe you were charged in error, email [email protected] and we'll make it right.

5. Acceptable use

You agree not to:

• Use the service for anything illegal, fraudulent, or harmful to others.
• Attempt to reverse-engineer, scrape at scale, or interfere with the service's normal operation.
• Submit content you don't have the right to submit, or that infringes someone else's intellectual property or privacy.
• Resell or sublicense the service without our written permission.
• Use the service to generate content designed to deceive, defraud, or impersonate a real person or organization without disclosure.

We may suspend or terminate accounts that violate this section, with or without notice, at our discretion.

6. Your content and data

You retain ownership of whatever you submit to TabChaser. By submitting it, you grant us a limited license to process it solely to provide the service back to you (e.g. send it to an AI model to generate your result). We don't claim ownership of your content and don't use it to train third-party models beyond what's needed to deliver your result.

7. Intellectual property

TabChaser, its logo, and its software are our property (or licensed to us) and protected by intellectual-property law. These Terms don't grant you any right to our trademarks, branding, or underlying code beyond using the service as intended.

8. Third-party services

TabChaser relies on third-party providers (payment processing, hosting, AI inference, email delivery) to function. We're not responsible for outages or issues caused by those providers, though we'll work to minimize their impact on you.

9. Disclaimers

The service is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We don't guarantee the service will be uninterrupted, error-free, or that its output will meet your specific requirements. TabChaser organizes payment requests and settlement status. It does not process, hold, guarantee, or collect funds, and payment reports should be confirmed against the organizer’s own payment account.

10. Limitation of liability

To the maximum extent permitted by law, TabChaser and its operators won't be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of the service. Our total liability for any claim relating to the service is limited to the amount you paid us in the 12 months before the claim arose.

11. Indemnification

You agree to indemnify and hold TabChaser harmless from any claim, loss, or damage (including reasonable legal fees) arising from your misuse of the service or your violation of these Terms.

12. Termination

You can stop using TabChaser and delete your account at any time. We may suspend or terminate your access if you violate these Terms, or discontinue the service entirely with reasonable notice where practical. Sections that by their nature should survive termination (billing already owed, liability limits, indemnification) continue to apply.

13. Governing law & disputes

These Terms are governed by the laws of the jurisdiction in which TabChaser's operator is established, without regard to conflict-of-law principles. Any dispute that can't be resolved informally should first be raised with us at [email protected] — we'd rather fix a problem than litigate it.

14. Changes to these terms

We may update these Terms as TabChaser evolves. The version at tabchaser.com/terms always governs, and we'll update the "Last updated" date above when we make a change. Continuing to use the service after a change means you accept the updated Terms.

15. Contact

Questions about these Terms: [email protected].