Alternative shortlist · 5 workflows
No aggregate scoreMonzo Shared Tabs alternatives
The best alternative depends on which part of Monzo Shared Tabs you need to replace: shared records, low-cost calculation, a payment ecosystem, or active follow-up.
Updated · Workflow-based shortlist
What you are replacing
Monzo Shared Tabs in this comparison
This page evaluates the Monzo Shared Tabs search intent using the verified Monzo Split facts: it is free, UK-only, requires a Monzo account, and can remind on the user's behalf when the user triggers it.
Current pricing: Free; a UK Monzo account is required (as of July 2026 — verify current pricing on the provider's site)
At a glance
5 alternatives compared
The order follows different use cases, not a fabricated review score. Every price below carries the same July 2026 verification date.
| Alternative | Best for | Pricing | Reminder reality | Main tradeoff |
|---|---|---|---|---|
| Venmo Groups | A US group already using Venmo | Free feature; standard Venmo fees include 3% for credit-card funding and 1.75% for instant transfer (as of July 2026 — verify current pricing on the provider's site) | A user can manually select Remind on a pending request. | US-only, every member needs Venmo, groups cap at 30, and reminders are manual. |
| Splitwise | A broad multi-payer expense ledger | Free with an unpublished daily entry cap; Pro about $4.99/month or $39.99/year in the US, with regional variation (as of July 2026 — verify current pricing on the provider's site) | Manual, per-person reminders. | Reminders are manual, and it is not a bank-native replacement. |
| Tricount | A completely free European expense app | Completely free; Premium has been discontinued; card payment requests in NL, DE, FR, and BE carry a 2.5% fee (as of July 2026 — verify current pricing on the provider's site) | Organizer-initiated requests; no automated chase sequence is documented. | Requests are organizer-initiated and regional card requests carry the fee stated in the qualified pricing field. |
| Spliit | Free and open-source splitting | $0 with no usage limits (as of July 2026 — verify current pricing on the provider's site) | No reminders are documented. | No reminders, payments, or SLA are documented. |
| TabChaser | Host-led collection with automated WhatsApp | $29/month (as of July 2026 — verify current pricing on the provider's site) | Automated chasing for balances that remain open. | It uses the host's payment method rather than providing bank-native settlement. |
Honest short takes
Pick the workflow, then the tool
Best for a us group already using venmo
Venmo Groups
Provides a group ledger and native settlement within Venmo.
- Group expense ledger inside Venmo
- Native settlement in Venmo
- A manual Remind action for pending requests
- A free group feature
Tradeoff: US-only, every member needs Venmo, groups cap at 30, and reminders are manual.
Best for a broad multi-payer expense ledger
Splitwise
Balances, debt simplification, receipt scans on Pro, and currency conversion support recurring group records.
- Ongoing group balances
- Simplified debts
- Receipt scanning on Pro
- Currency conversion
Tradeoff: Reminders are manual, and it is not a bank-native replacement.
Best for a completely free european expense app
Tricount
Worth considering where its NL, DE, FR, or BE request links fit.
- Group expense tracking
- A completely free current plan
- Organizer-created payment-request links in the Netherlands, Germany, France, and Belgium
- Card payment requests in supported countries
Tradeoff: Requests are organizer-initiated and regional card requests carry the fee stated in the qualified pricing field.
Best for free and open-source splitting
Spliit
A no-stated-limit choice when payment and reminder features are not required.
- Open-source codebase
- Free group expense splitting
- No stated usage limits
- Positioned as a Splitwise alternative
Tradeoff: No reminders, payments, or SLA are documented.
Best for host-led collection with automated whatsapp
TabChaser
Does not require guests to open a Monzo account and focuses on outstanding repayments.
- Unequal per-person shares for a host-fronted group tab
- A private payment-request link for each guest
- Open, reported-paid, and confirmed payment statuses
- Automatic WhatsApp reminders when the connection is configured
Tradeoff: It uses the host's payment method rather than providing bank-native settlement.
FAQ
Choosing a Monzo Shared Tabs alternative
Are these Monzo Shared Tabs alternatives based on Monzo Split?
Yes. The supplied verified current product facts are for Monzo Split, so this search-intent page states that basis instead of inventing separate Shared Tabs features.
Does Monzo remind people automatically?
Monzo can remind on the user's behalf, but the verified action is user-triggered. This page does not call it automatic.
Which alternative works without every guest having the same bank app?
TabChaser gives guests private links without TabChaser accounts and uses the host's existing payment method. It is not a bank-native settlement rail.
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