# TabChaser vs Splitwise

> Splitwise is primarily the ledger; TabChaser is primarily the collection follow-up after a host-fronted tab has been split.

Choose Splitwise when several people need to record expenses and maintain net balances over time. Choose TabChaser when one organizer already has the final shares and wants one-tap WhatsApp follow-up for the people who still owe.

## Feature and pricing table

| Criterion | TabChaser | Splitwise |
| --- | --- | --- |
| Category | Host-fronted group-tab splitting and payment follow-up | Group expense ledger |
| Pricing | $29/month (as of July 2026 — verify current pricing on the provider's site) | Free with an unpublished daily entry cap; Pro about $4.99/month or $39.99/year in the US, with regional variation (as of July 2026 — verify current pricing on the provider's site) |
| Expense records | Starts from exact shares entered by the host. | Maintains ongoing group balances and can simplify debts. |
| Receipts and currency | Not the core comparison advantage. | Receipt scanning is available on Pro, with currency conversion support. |
| Reminder workflow | Automates chasing for balances still open. | Reminders are manual and sent person by person. |
| WhatsApp | One-tap reminders the host sends. | No automated WhatsApp chasing is documented. |
| Settlement | Guests use the host's existing payment method; TabChaser does not move funds. | PayPal and Venmo settlement are available in the US, but Splitwise cannot initiate charges. |

## What each includes

### TabChaser

- Unequal per-person shares for a host-fronted group tab
- A private payment-request link for each guest
- Open, reported-paid, and confirmed payment statuses
- One tap opens a WhatsApp chat with each person's private link
- Guests use the host's existing payment method and need no account

### Splitwise

- Ongoing group balances
- Simplified debts
- Receipt scanning on Pro
- Currency conversion
- PayPal or Venmo settlement in the US

## Choose by the bottleneck

### Choose TabChaser when…

- One organizer fronted most or all of the bill.
- The final per-person amounts are known and collection is the bottleneck.
- One-tap WhatsApp chasing is more important than a multi-payer ledger.

### Choose Splitwise when…

- Several group members pay suppliers and need balances netted over time.
- Receipt scanning, currency conversion, or simplified debts matters.
- The group is comfortable sending manual per-person reminders.

## Limits to keep in view

### TabChaser

- It is a request and status workflow, not a payment processor or stored-money pot.
- TabChaser never messages anyone for you: the host sends each WhatsApp reminder.

### Splitwise

- Reminders are sent manually to individual people.
- No automated chase sequence or automated WhatsApp chasing is documented.

## FAQ

**Q: Is TabChaser a replacement for the whole Splitwise ledger?**

Not necessarily. Splitwise is better aligned with a shared ledger where several people add expenses. TabChaser is aligned with the later collection step when one host has exact amounts to request.

**Q: Does Splitwise automatically chase unpaid balances on WhatsApp?**

No automated WhatsApp chase is documented. Its reminders are manual and per person in the verified July 2026 profile.

**Q: What is Splitwise's free daily entry cap?**

A daily cap exists, but its number is unpublished in the verified source set, so this comparison deliberately does not print a number.

Updated July 2026