# TabChaser vs Spliit

> Spliit optimizes for open, no-limit expense splitting; TabChaser optimizes for closing host-fronted balances.

Choose Spliit for a free, open-source expense splitter with no stated limits. Choose TabChaser when one host needs to turn final shares into tracked requests and one-tap WhatsApp chasing.

## Feature and pricing table

| Criterion | TabChaser | Spliit |
| --- | --- | --- |
| Category | Host-fronted group-tab splitting and payment follow-up | Open-source group expense splitter |
| Pricing | $29/month (as of July 2026 — verify current pricing on the provider's site) | $0 with no usage limits (as of July 2026 — verify current pricing on the provider's site) |
| Core workflow | Host-fronted tab splitting, requests, and follow-up. | Open-source shared-expense splitting. |
| Cost model | Monthly host subscription. | Free with no stated usage limits. |
| Open source | Not positioned as the open-source option in this comparison. | Open source. |
| Reminders | Automated chasing for open balances. | No reminders are documented. |
| Payments and WhatsApp | Uses the host's payment route and can open one-tap WhatsApp reminders. | No payments or automated WhatsApp chasing are documented. |

## What each includes

### TabChaser

- Unequal per-person shares for a host-fronted group tab
- A private payment-request link for each guest
- Open, reported-paid, and confirmed payment statuses
- One tap opens a WhatsApp chat with each person's private link
- Guests use the host's existing payment method and need no account

### Spliit

- Open-source codebase
- Free group expense splitting
- No stated usage limits
- Positioned as a Splitwise alternative

## Choose by the bottleneck

### Choose TabChaser when…

- The host already has the allocation and needs payment follow-up.
- One-tap WhatsApp is a key requirement.
- A supported commercial request workflow matters more than open-source code.

### Choose Spliit when…

- Free and open source are the highest priorities.
- The group wants no stated usage limits.
- No reminder, payment, or SLA requirement exists.

## Limits to keep in view

### TabChaser

- It is a request and status workflow, not a payment processor or stored-money pot.
- TabChaser never messages anyone for you: the host sends each WhatsApp reminder.

### Spliit

- No reminders or payment features are documented.
- No service-level agreement is offered in the verified profile.

## FAQ

**Q: Is Spliit free?**

Yes. The verified July 2026 profile lists it as free with no stated limits; verify current pricing on its site.

**Q: Does Spliit include payment reminders?**

No reminders or payment features are documented in the verified profile.

**Q: Why choose TabChaser over a free open-source splitter?**

Choose it when the value is not merely calculating balances but sending private requests, tracking settlement, and automatically following up in WhatsApp.

Updated July 2026